Federal Program of Entrepreneurship. Actual State Programs Support for Small and Medium Business

15 May

Hello! In this article we will tell about the ways of state financing of small and medium-sized businesses in Russia.

Today you will learn:

1. How the state helps entrepreneurs;
2. How much money can be obtained on business support;
3. How to establish yourself to get a grant.

The importance of small and medium-sized businesses

A large number of small private firms within the country bring tremendous benefit for the development of the economy.

Types of subsidies

The government allocated several small business support programs:

• - money amount allocated for beginners;
• Help in paying loans for business - compensation of a part of interest in the amount of refinancing rates. For example, you made a loan under 19% per annum. The rate of the Central Bank of the Russian Federation is 9.75%. Total, the state will pay 9.75% for you, and you will remain overwhelming the loan under: 19 - 9, 75 \u003d 9.25%;
• Payment. The first installment is paid up to 30%, but not more than 1,000,000 rubles;
• Compensation of all or partial costs of training personnel organization. This includes all sorts;
• Assistance to persons who decided to do farming;
• Search for partners to conclude transactions with foreign representatives. The state in this way encourages the export of production;
• Development of entrepreneurship infrastructure. The state allocates equipment, materials and so on to fill business centers;
• Remote accounting (outsourcing).

The list is wide enough, and therefore, each interested company owner will be able to choose the most optimal way to obtain funds from the budget. To do this, it is necessary to decide in advance what exactly you lack money.

How much will the state pay

In each region, the amount of issuing may vary. This information needs to be specified. Nevertheless, the state is trying to increase the cost of financing small and medium businesses every year.

The amount of payments can be obtained as follows:

• 58,800 rubles - to the opening of small business (this amount is issued by the employment center as an annual benefit on unemployment);
• up to 500,000 rubles - a grant for the development of a new enterprise registered less than a year ago;
• up to 1 000 000 rubles - for opening and development (as the loan amount of a preferential interest rate).
• up to 2,500,000 rubles - on the promotion of innovation (preparation of patent and other);
• up to 10,000,000 rubles - on;
• up to 15,000,000 rubles (but no more than the amount spent by the owner on the development of the company) - to increase the enterprise (to obtain such a large amount, it is necessary to meet all the criteria that extended by the state).

It is important to take into account that in many cases to obtain a grant, the future entrepreneur must officially consist on the employment exchange, confirming the lack of workplace. Money will be allocated only if the support fund cannot find you a suitable vacancy.

Also in order to get a grant, you need to have at least 25% of the requested amount. The state should have a guarantee that you wish to discover exactly a business, and not spend funds for personal needs.

Money is transferred to the applicant's account for six months, and in some cases years. As they spend their spending, the entrepreneur must report, what purpose were the funds were spent. If cost articles do not coincide with the originally specified, it will have to be responsible in court. Unused Suma will need to return.

Do not forget about the payment of taxes. From the resulting grant will have to pay at a rate of 13%.

What is financed by grants

The state is trying to support those areas of life, which bear the benefit of the whole country and contribute to the growth of economic interest.

Among them are the on which grants are allocated primarily:

• Trade (however, this area is already oversaturated and obtaining a grant for its development will be able in a small percentage of cases).

Areas in which industrial entrepreneurs are collected are also of particular importance.

The state more loyally refers to the allocation of grants for development:

• Medicine;
• Construction;
• Tourism;
• Innovative business;
• Education;
• Catering;
• Natural sciences.

If you are interested in getting a grant, then it is better to organize their activities in the above areas. To obtain a subsidy will help avoid a negative solution on your application.

What exactly can you spend money from the grant

State structures strictly control the expenditure operations on which the amount is translated as support for small and medium-sized businesses.

The entrepreneur must conduct spending strictly in accordance with the compiled business plan, other goals are not allowed. The use of money is not allowed not allowed, otherwise such a businessman will be brought to justice.

The following articles of expenses may affect the account of the entrepreneur:

• Purchase of the necessary equipment (an important condition that this acquisition cannot be recently sold before three years of use);
• , (for these purposes up to 20% of the total grant amount);
• Purchase patent, license or special program;
• Purchase of means of production - materials, raw materials (no more than 20% of the grant);
• Equipment jobs.

After the spending produced, you will need to report on them. Therefore, it is important to maintain all checks, receipts, overhead and other supporting paper. If you cannot provide them, then the costs will not work, and this is already fraught with difficulties associated with misuse and grant return.

Who approve financial support

To obtain a subsidy to small business from the budget, there is only a little ambition and a great desire, it is also necessary to meet a number of requirements.

The educated enterprise should:

• Be registered less than 1 year ago;
• Firmly stand on the legs (do not threaten or).

If state support plans to receive a not yet registered entrepreneur, he needs to meet the criteria:

• Age from 18 to 30 years (the upper limit is desirable);
• Employment on employment stock exchange;
• Passage of test on psychology with high ball;
• Availability of a ready-made quality business plan;
• Have a sum of at least 25% of the grant provided.

The state wants to see among the entrepreneurs of young people who have recently discovering business and having high goals. Without possessing the above characteristics, it will be impossible to receive support for entrepreneurship.

Another important, but not a fundamental condition is considered the absence of a grant in the past. The country wants to see new heroes, and therefore considers for the purposes of financing only new businessmen who are just beginning to master the basics of entrepreneurship.

Opportunities for socially unprotected layers

Any member of society can get support from the state to the development of its company. The authorities enable themselves and socially unprotected citizens who can count on an increased rate.

These persons include:

• Single parents raising minor children;
• Comes from orphanage homecoming;
• Former prisoners;
• Former military;
• Large families;
• Family, including disabled.

The easiest way to get 58,800 rubles to any person is to get up on the labor exchange and provide a business plan. If it is approved, you can invest your own knowledge and experience in the development of entrepreneurship.

The state also encourages the opening of new folk firms, children's educational institutions or leisure centers for children and adults as social projects.

Business plan for granting subsidies

An important rule for the possibility of participating in the competition for financial assistance is to draw up a business plan. This is a document that carefully disassembles all your business "on the shelves." There are different indicators, calculations and efficiency of the project.

The main components of the plan:

• The essence of the created business;
• Required attachments;
• What is done or what services are provided;
• Organization of the process;
• Calculation of risks.

It is also important to specify the characteristics in which the state is interested in:

• Number of workplaces;
• Expected yield (in terms of tax deductions);
• Own funds entrepreneur.

The Special Commission examines your business plan for 60 days. It is necessary that it contains clear wording. It should be clear from it, which goals are created and what benefit it carries for society.

You must interest the authorities to pay the grant you. A business plan can help in this if it is compiled competently and with the knowledge of the case. If you have never previously dealt with the compilation of such documents, it is better to go through special training and draw up a high-level business plan.

Where to seek help

To become a member of the state program for issuing money, you do not need to go somewhere or visit the capital. It is enough to apply to the authorities.

You can visit:

• Employment Center;
• Local administration;
• Department of Entrepreneurship (peculiar support agency).

You can go to the data of the Representative Office at any stage of participation. Before or here, everything will be told about the rules of the project, its participants, requirements for them. You will learn the amounts for which you can count.

As part of the state programs, the training of beginner entrepreneurs of business is also being trained. You will master the shame of the economy, learn how to write a business plan and get acquainted with the same future figures as you.

Here you can clarify all about state support: its conditions, development by region and what chances are personally for you to get a grant. Communication with experienced businessmen makes it possible to get some important theoretical knowledge.

All information is available in public domain: anyone will be able to undergo training, visit seminars and get answers to exciting questions. The state is trying to make this process for future entrepreneurs as comfortable as possible.

The importance of the federal portal

To get acquainted with the subsidies for the opening of the business, a site called "Federal Portal of Small and Medium Entrepreneurship" has been created. Any IP, a legal entity or a physical legal entity can come here.

The site includes information for each region. You can explore the statistics of the number of enterprises for different periods or view payments to state support.

It also displays:

• The number of enterprises received grants;
• Regulatory framework;
• Regions news;
• Measures of legal support and their accessibility by region;
• "Question-answer" form in which you can learn something for yourself;
• Calculator (when buying a patent).

As the subsidy is issued

For state support, you will need:

• Learn at three-day courses of entrepreneurs (if necessary. Here will be told about the features of the business plan. The course lasts a few days, upon completion of which the certificate is issued confirming your readiness to receive a grant);
• Compile a competent plan for the sphere of vital activity on which the subsidy for business is issued;
• Collect all documents and attribute them to the local administration or business support center. Write a statement as a project member;
• Waiting for the decision of the commission for the approval of your project (within 60 days from the date of acceptance of the business plan);
• According to your application, open a legal entity or IP (if you are not yet registered in this status);
• Open a bank account (here as a part of the agreement should appear the Department of Entrepreneurship, which will allocate to you. In case of their inappropriate use, they will be written off in favor of the state);
• Attribute the banking contract, a certificate of the absence of debts to credit institutions and the certificate of registration of the entrepreneur from tax services to the Department of Entrepreneurship;
• For six months, funds will be credited to your account, and you can dispose of our business with them.

There is nothing complicated in the design and receipt of the grant. The most difficult moment is to compile a business plan. Upon its completion, the Special Commission will be familiar with the terms of your project. After that, its representatives will ask you a few questions relating to the effectiveness of developing development.

If you successfully go through this "interview", then the money will be accurately listed on your account.

We collect documents

To apply for a grant, you will need to assemble the papers. In each region, he may vary slightly.

Basically requires:

• Statement itself;
• Business plan with all calculations, computing and forecasts;
• If you have already registered and function as an entrepreneur, you can request copies of contracts with partners;
• Copies of the rental contracts or property certificates (if necessary);
• Copies of existing licenses and permits to work, production, etc.;
• Help from the bank that you have accounts;
• For LLC - a copy;
• A copy of the statement from the register of legal entities or IP;
• A copy of the registration certificate as an entrepreneur;
• Certificate from the tax inspectorate on the absence of debt and overdue payments;
• The appearance of the participant that he used to be not an entrepreneur (they may ask your workbook confirming that you only worked for hiring).

Depending on the terms of the grant, this list may vary in a large or smaller degree. In any case, it is necessary to approach the preparation of documents. The collection gives a certain period. If you do not meet, then you do not see money from the state.

Why may refuse

Obtaining a subsidy from the state has a large list of requirements for a novice entrepreneur. Failure to comply with at least one point may result in the failure of funds.

Consider these items:

• Selection of inappropriate business niche. There are spheres that the state does not finance, it is better to choose those that get regyptian support for small business primarily;
• Declared too large amount. You must understand that the state does not dispel the funds, but gives only those who are ready to invest. Therefore, if the business plan shows the big money required by the budget, the refusal will be unambiguous;
• Errors of your project. If in a business plan there are some inaccuracies or phrases causing a double understanding, then the Commission has the right to refuse. It should contain only specific calculations and information on the merits. Fast payback and significance of your business for the region - that's what the authorities are watching;
• Repeated application. If you have previously received money from the state, the second time you can hardly succeed. The government wishes to sponsor non-new entrepreneurs;
• If you have already registered business, then refuse may due to tax debts, late payment subordinate, in the income of employees less than the subsistence minimum.

Who may not count

The state is not ready to sponsor each idea of \u200b\u200bthe newly applied entrepreneur. Of interest is only socially significant projects that will benefit the country or a separate region. In addition, the business plan should be realistic and not to be the fruit of non-sufficient fantasies.

There are spheres that will never receive support for the project from the state. If you are a representative of one of such areas, then do not count on grants.

These include:

• Tobacco production;
• Spilling alcohol;
• Credit activities;
• Insurance Company;
• Machinations on and;
• Network business;
• Lombard.

The opening and sponsoring of enterprises in these sectors will have to be carried out solely at their own account or by making loans. These areas do not carry large-scale significance for regions, besides are oversaturated with supply and demand.

Also, if you have no penny to your own ideas, then the state will not meet. In some cases, the terms of participation in the competition provides for at least 25% of the amount of business development support.

If you personally or have an enterprise, there are debts on bank loans, the more overdue, you can not even work to file documents - the state will still refuse.

Want to become a businessman

The problem of most people wishing to open their business is a psychological fear of new and experience that you can lose everything at the initial stage. This is the usual phenomenon that goes only with time. If all the time think and worry - nothing will work.

To open your own business, you need to make maximum effort, do not regret the time and yourself personally. Another problem of modern young people is that they think right away, and it is better to get them free. With this approach, something is hardly possible.

The entrepreneur must improve his skills in the sphere in which he has extensive knowledge. You need to concentrate not on money, but in practice.

The development of suitable literature, visiting all sorts of seminars and courses - an important stage of preparing yourself as a future leader. One of the most effective approaches to the correct discovery of its case is communication with experienced entrepreneurs.

You must count your strength. It is important to understand that any stop in the case can lead to the loss of invested funds, and re-restore - an even more complex process.

So that the state has allocated funds to your business, pay the maximum impact to your business plan. Decide the niche that an enterprise will take. Further calculations and issuance of the grant depend on this.

• Ask for the first time a small amount And only the most needed, it will attract the exams of the Commission, which will be sure that you are really;
• Make up the original project, It should be unique. Its advantageous difference from others will allow the commission approval;
• List the project goals. They cannot be the goal of obtaining money or, machine for yourself. You must formulate such proposals that do not touch you personally and your earnings. They can be aimed at the development of the region, assistance to the population, the development of exports and so on, that is, what is important to the country and its economic lift.

Any state is interested in the development of entrepreneurship. The increase in the number of leading active activities of small enterprises causes an improvement in the quality of life of citizens and the growth of economic indicators in general. In addition, huge corporations cannot quickly respond to changes in the market situation and are incapable of satisfying the changing needs of the population.

Support for small business 2018, the state promotion programs for private entrepreneurship is a fairly common practice in Western countries. Most often, the authorities have small local companies that improve the economic situation in a separate city: providing them with various benefits and subsidies to increase product competitiveness and investment attractiveness of the region.

In Russia, such a form of assistance is less common: local government bodies usually do not have it necessary to implement such events by the budget. Nevertheless, domestic entrepreneurs can take advantage of an alternative version - an ITM development promotion program introduced at the federal level, including many ways to both financial and infrastructure support for newly created business.

Who can count on the help?

Studying state policy regarding private entrepreneurs, it can be noted that the current financial and intangible support programs are oriented primarily on small and medium-sized business representatives. To find out whether there is a separately taken company to this category, it is necessary to take into account the average number of employees and annual turnover:

Format of the company

Thus, only specified entities of entrepreneurship may apply for help from the state in 2018, provided that they comply with some additional requirements:

• The term of existence is no more than two years;
• The SMEs entity is registered in the tax service;
• The company has no debt on tax and stock deductions.

Funds are distributed between applicants unevenly: to increase the likelihood of success in attracting third-party financing, the entrepreneur should work in one of the priorities today:

• Production of essential goods;
• Services of ecological tourism;
• Various directions of folk creativity;
• Agro-industrial sector;
• Housing and utilities;
• Social entrepreneurship;
• Scientific and technical sphere.

Where can I get help?

Powers related to the resolution of issues of assistance to entrepreneurs have many instances and organizations. Each of them operates in the designated sphere and has its own budget:

1. City Administration. In the Department of Economic Development, it is possible to obtain information about all types of federal and local financial support programs for the 2018 small business;
2. Entrepreneurship support funds. The expertise of projects represented by entrepreneurs and on the basis of the results obtained allocate funds for financing small enterprises;
3. Chambers of Commerce and Industry. Provide free consultations on marketing, finance, legal support and certification, and also help to participate in various federal and international exhibitions;
4. Business incubators. Render novice entrepreneurs infrastructure support, provide areas and equipment for conducting activities;
5. Venture funds. Determine the most promising startups and allocate grants for supporting small business of 2018. Priority for funds are scientific and technical and innovative projects.

Types of programs

Programs of the State Support of Entrepreneurial Activities 2018 are implemented at different administrative levels. In accordance with the scales and amounts of financing, they can be classified as:

Federal programs:

• Designed for sale on the scale of the country;
• Characterized by large amounts of small business support in 2018;
• Operate with funds mainly for large-scale projects;
• Implement the development strategy of already working enterprises.

Regional programs:

• Operate within the boundaries of administrative regions;
• Operate with the budget of a particular edge or region;
• Designed for the development of regional infrastructure.

Local programs:

• Implemented for urban or district entrepreneurs;
• Have a relatively small amount of financing;
• Local economic tasks solve.

Direct financial assistance

When subsidizing funds, as part of a small business support program, 2018 is issued to an entrepreneur free. In other cases, we are talking about preferential loans and loans provided for a long time at a reduced interest rate. However, any forms of financing have a specified purpose and are accompanied by documentary reporting on the prescribed form. So, money can be spent on:

• Rental of premises or land;
• Procurement of fixed assets;
• Acquisition of raw materials and consumables;
• Buying manufacturing equipment.

Grants

This type of financing is available not only for businessmen who come to registering their first enterprise, but also for those who are engaged in commercial activities for no more than two years. Conducting competitions among entrepreneurs and distribution of grants:

1. Department of Entrepreneurship Development;
2. Department of Economic Development;
3. Local self-government bodies;
4. SME Support Funds;
5. Unions of entrepreneurs.

Local authorities at the beginning of each year clarify the list of priority activities: you can get acquainted with this information on the website of the Center for Entrepreneurship Support. Scientific developments are most often preferred (30% of the total amount of financing), projects with high social importance (30%), production and agro-industrial sector (20%), as well as trade (12%). In accordance with the legislation, grants cannot receive enterprises producing excisable goods working with real estate or investments that produce minerals or gaming activities.

Of course, the amount of funding depends on the budget of the region. Thus, in Moscow, Samara or Perm, the entrepreneur can count on 500,000 rubles, whereas in the other areas the size of the grant is limited at the level of 300,000 rubles. It is assumed that these funds will be directed to a coverage of 30-50% of the general estimates of the project. The remaining part of the money businessman will have to find themselves.

To confirm the validity of its claims for the grant, it is necessary to prove the company's affiliation to the category of SMEs in the number of jobs and the amount of annual turnover.

In addition, the entrepreneur should:

• Provide documentary confirmation of the lack of other financial assistance;
• Make a certificate of registration, constituent documents, business plan;
• Confirm the banking absorption of own funds;
• Request a certificate of positive credit history in the National Bureau.

Preferential lending

Preferential lending is one of the possible outputs for those who cannot count on other ways of financial support by the state of small businesses 2018. As with the selection of grants, the likelihood of obtaining a loan with a minimum interest rate above those who work in the priority for the state of the spheres. These include innovations, the production of essential goods, high-tech industries, agriculture.

For lending issues, contact not only in government agencies and funds, but also directly to banks or credit communities: many of them are developing their own products for entrepreneurs. The target spending of money is checked anyway - it may be:

• Financing the acquisition of fixed assets, manufacturing equipment for the implementation of new projects;
• Reimbursement of current projects related to the project (up to 30% of the loan amount);
• Replenishment of working capital.

The loan is provided in the form of a unified payment, renewable or non-renewable line in the amount of 50 million to billion rubles. The term of the contract may be any, but the preferential program is valid for a maximum of three years. To participate in it, the entrepreneur must invest in the project own funds in the amount:

• 20% for loans in the amount of 500 million rubles;
• 20% for loans, the repayment of which is assumed from the profits obtained as a result of the launch of the project funded;
• Without restrictions - for other investment projects.

Interest rates for using a loan are established for small enterprises at the level of 11-11.8% per annum, for average - from 10% per annum.

Microloam

In some cases, entrepreneurs for the implementation of projects do not require large-scale financing for the amounts of tens of millions of rubles. An alternative to those who wish to receive from 100,000 to 3000,000 rubles can be another form of support for the small business of 2018 - the provision of microloans. To take advantage of similar help, the company must work in one of the following industries:

• Agro-industrial production;
• Building;
• Commodity production and processing of products;
• Innovative and scientific activities;
• Services sector.

The loan is issued for a period of three months to three years at a rate of 10% per annum. The purpose of such financing implies:

• Replenishment of inventory and working capital;
• Rent or purchase of commercial real estate objects;
• Repair of real estate objects;
• Rent or acquiring commercial vehicles;
• Purchase of machine tools and technological lines;
• Procurement of raw materials and materials;
• Refinancing of previously executed loans.

The financial institution may require a loan by pledge from the entrepreneur. With the amount of up to 300,000 rubles, either movable and immovable property or guarantee are used as such. In terms of lending exceeding the specified limit, these types of warranty are used together.

Indirect financial assistance

There is nothing surprising in the fact that entrepreneurs are primarily interested in the question of. However, the state allocates much more funds to the implementation of other types of support: this circumstance makes thinking about a more attentive study of alternative types of assistance of SMEs.

Tax holidays

The first two years of work of a small enterprise can be considered the most severe - at this stage the company's expenses significantly exceed income. Therefore, the state SME support program provides special tax benefits for small businesses in 2018:

• For IP using USN - the possibility of reducing the rate from 6% to 1%;
• For IP using PSNs - a decrease in the size of potential income from 10,000,000 rubles to 500,000 rubles per year;
• For IP using UTII - the ability to reduce the rate from 15% to 7.5%.

Beginner entrepreneurs of the benefits of 2018 can be provided without restrictions, since the law extends the validity period of the program for 2020 inclusive. Additionally installed rules for applying tax holidays:

• The decline in the rate is allowed only for enterprises registered for the first time. The existing IPs cannot receive such benefit;
• To apply a special tax rate, the enterprise must go to ENVD, USN or PSN no later than two years after registration;
• Benefit can be prescribed for a period of no more than two years;
• Tax campaigns in 2018 are provided to entrepreneurs working in social, manufacturing or scientific fields. At the same time, the share of the company's income from the specified activities should exceed 70% of the total profit.

Loan rates compensation

It is difficult to find any kind of entrepreneurial activity that does not require periodic lending. Turning to banks, owners of companies in the absence of alternatives are most often forced to accept not the most profitable sentences. At first glance it seems that it is impossible to correct the situation, however, there is a way out here: the relevant program of state support for small businesses in Russia 2018 allows you to reduce the credit load to a certain extent.

Of course, the reimbursement of the body of the loan is still the main task of the entrepreneur. But it is possible to partially compensate for the interest rate for the use of a loan. Help is provided in the amount:

• 1/3 of the refinancing rates established for 2018 (7.75%) for contracts with a period of less than two years;
• 1/2 from the refinancing rate for loans issued for a period of 2 to 3 years;
• 2/3 from the refinancing rate for loans issued for more than three years.

The goal of lending is important in this case: funds should be aimed at purchasing fixed assets, the purchase of equipment, raw materials and materials, expansion and reconstruction of production. Evaluation of the feasibility of assistance is carried out on the basis of data on the social and economic benefits of the project. Social criteria include:

• Creating additional jobs;
• Increase wages to employees.

Economical project efficiency criteria are equally important:

• Growth in financing the procurement of fixed assets;
• An increase in the amount of work;
• Quantitative increase in the volume of goods produced.

Loan guarantee

Banks in an attempt to improve their financial indicators and reduce the risks regularly tighten the requirements for borrowers from the number of SMEs. For this reason, the number of owners of companies that managed to bypass all bureaucratic obstacles and get the desired financing is constantly decreasing.

Meanwhile, entrepreneurs can take advantage of the effective way to solve the problem - the state-owned small business program of 2018 in the provision of guarantees on loans. Its implementation today is engaged in funds funded from the federal or regional budgets for entrepreneurship.

Priority directions for them are:

• Production of products;
• Folk crafts;
• Scientific developments, innovation;
• Building;
• Social business;
• Housing and communal sphere;
• Transport services;
• Communication and telecommunications;
• Domestic tourism.

Businessmen working in these industries are provided with a maximum guarantee that allows you to get up to 70% of the required security; Accordingly, the remaining 30% entrepreneur must find themselves. For the non-priority industries, the guarantees are somewhat less - within 50%. In addition, the service is paid: for its provision, the Foundation charges 0.75-1.25% of the amount of the guarantee.

Credit in any case issues participating in the State Program of the Bank, so the borrower must first comply with the requirements of the financial institution elected to cooperate. As for the warranty funds, their conditions are somewhat loyal:

• Prior to appeal to the Fund, the enterprise should work at least six months;
• The entrepreneur should not have debts on taxes and payments in the FIU;
• The applicant must provide a deposit in the amount of 30-50% of the loan amount.

Compensation of leasing payments

As an alternative to lease lease, it became not only very popular among entrepreneurs to obtain equipment, but also a separate effective tool in the list of small and medium-sized business programs 2018. In fact, the owners of the companies proposes a mechanism for partial subsidies of leasing payments: to obtain such assistance, the entrepreneur should contact to the Regional Representation of the Ministry of Economic Development. Reimbursement of expenses is carried out on a share with some restrictions:

• Partial compensation of the first contribution on the concluded lease agreement in the amount of up to 50%. At the same time, the amount of compensation should not exceed 500,000 rubles;
• Partial compensation of regular lease payments in volume up to 2/3 from the refinancing rate. The total amount of subsidies should not exceed 5 million rubles.

Supports can receive entities of entrepreneurship, which concluded contracts for leasing of industrial equipment, machine tools, technological lines, cargo and low-tonnage vehicles and machines. Subsidy is not provided:

• Companies acquiring equipment for trading activities;
• Enterprises forced to pay penalties under the contract;
• Entrepreneurs who did not demonstrate the proper level of social efficiency and did not create compensation for each million rubles at one workplace;
• Companies operating in the areas of lending and insurance, audit, depositors' financial management, gambling and tote, real estate and trade.

Help farmers

State support for small businesses in Russia 2018 includes the presence of a separate promotion program to entrepreneurs working in the agro-industrial sector priority for the country. Beginner farmers compensate up to 90% of the total documented amount of expenses on:

1. Purchase of agricultural land;
2. Construction of the house and arrangement of life;
3. Design of production workshops and warehouses;
4. Purchase and repair of production workshops and warehouses;
5. Construction of access roads to production facilities;
6. Connecting shops and warehouses to engineering networks;
7. Purchase of agricultural and cargo equipment, manufacturing equipment;
8. Purchase of planting material;
9. Purchase fertilizers and herbicides.

The subsidy can be obtained by farming only once - in the first six months of the company's work. The maximum amount of financing reaches 1.5 million rubles: the funds listed in 2018 must be mastering for 18 months.

A little different help looks for entrepreneurs creating family animal farms: in this case, the grant amount increases to 3 million rubles, however, the applicant must provide evidence of its own funds in the amount of at least 40% of the total cost of the project. You need to spend money for 24 months on advanced goals:

• Farm Design;
• Construction and equipment of the farm;
• Construction and equipment of workshops for processing products;
• Purchase and installation of equipment for the farm;
• Purchase of farm animals.

The State Commission is mandatory among applicants a competition. Farmers preparation is assessed by the following criteria:

• Higher education, experience in the agro-industrial sector or maintaining your own subsidiary farm for 10 years;
• High-quality business plan;
• Own funds in the amount of 40% of the claimed value of the project;
• Prisoners with consumers of products contracts;
• Successful entrepreneurial activity for 6 months.

In 2018, changes will occur in the mechanism of issuing grants for farmers. It is expected that the state will transfer money to the enterprise's account not one payment, but in stages, as the previous parts are developed.

Other types of help

In addition to the direct or indirect financial state support for small businesses, in 2018, other types of assistance are also available to entrepreneurs to create more comfortable conditions for conducting activities.

Rent of municipal property

The federal and local authorities often have immovable property used inefficiently or not used at all. The developers of the SMEs assistance program considered the appropriate transfer of such municipal objects to rent novice entrepreneurs on a preferential basis.

Similar property support business owners can get at the conclusion of a rent for more than five years. Basic rates are determined on the basis of the opinion of independent appraisers formed in accordance with the situation in the real estate market. Then this data is used to calculate the preferential rate, operating during the first three years of rent:

• During the first year, the tariff is 40% of the rent;
• During the second year - 60%;
• During the third year - 80%;
• For the fourth and subsequent years, the entrepreneur pays a full bet.

Video on the topic

Compensation of participation in exhibitions

Even with information on existing business support programs, entrepreneurs often do not know about a similar type of help. In fact, the SPM subject can postfactum to compensate for up to half of the total expenditure related to exhibition activities, provided that the amount of the subsidy does not exceed 150 thousand rubles per year. Reimpursions are subject to such costs as:

• Rental area, installation of stands, creating an exhibition infrastructure;
• Transportation of exhibits to the place of demonstration and back;
• Organization of negotiations, presentations, printing promotional materials;
• Translation services.

To obtain compensation, it is necessary to provide a statement to the local support center for entrepreneurship, an agreement with the exhibition organizers, a copy of the document on payment of participation in the event, as well as the act of work performed.

Compensation of training costs

Many newly created enterprises face the problem of insufficient qualifications of employees. The costs of their training in various trainings, seminars and courses at the first time may be unwanted on business. Meanwhile, and in this case there is a cost recovery program: it is only necessary to submit to the appropriate instances of evidence of training in the form of paid accounts, diplomas or prisoners with training centers. The subsidy is subject to 50% of costs worth not more than 40 thousand rubles per year.

Of course, such a relatively small compensation, the management of a large enterprise is unlikely to be considered as a serious motivation. However, it should be remembered that almost all companies are forced to regularly send their lawyers and accountants for various seminars, and therefore partial reimbursement of the cost of learning can be considered an incentive bonus for developing small businesses.

State support for small businesses is an important area of \u200b\u200beconomic policy: today there are more than 5.5 million small and medium businesses in Russia, which account for 21% of the country's gross domestic product.

It is planned that until 2030, the share of small and medium-sized businesses in the GDP of the Russian Federation will reach the mark of 45%. That is why the versatile state support for small entrepreneurship came into its active phase.

Basics of state subsidies

Support for individual entrepreneurship and small businesses today in Russia is on the legislative level. Within the framework of the "Stimulating Economic Activity" program, entrepreneurs are funded.

The program to stimulate economic activity in 2019 provides additional funding, which is referred to as subsidies.

Subsidation is a targeted and free state pay on the opening of business activities. Money does not have to return, as is usually done when loan or credit takes.

According to the preliminary information of the Ministry of Economic Development of our country, only 11 billion rubles were allocated for the entire program of 2017, while in 2014 this amount was more than 20 billion, and in 2015 - without a small 17 billion rubles.

These funds are divided between all the subjects of Russia on the basis of conducted competitive procedures. Due to the tangible reduction in support, the country's regions will have to independently determine the priorities for financing entrepreneurial activities.

State funds will go on really important sectors of the economy: agriculture, trade, public utilities, social entrepreneurship, innovative activities and others.

Each subject of small and medium-sized businesses in the right to count on versatile support from the state - this regulates various regulatory acts and primarily Federal Law No. 209-FZ. Different programs have their own terms, conditions of granting and budget.

In each region of our country, the corresponding authorized authority is responsible for the implementation of state support for state support. With their full list, you can find on the website of the Ministry of Economic Development of the Russian Federation.

Types of Financial Support for Entrepreneurs

In 2019, the size of the subsidy will depend on the region of residence and issued for the following needs:

• purchase of raw materials;
• acquisition of equipment;
• buying consumables;
• intangible assets;
• repair work.

Program subsidies with individual entrepreneurs allow novice businessmen to receive government financing. The size of the subsidy depends on the region in which the businessman lives. On average, the amount of payments is 60,000 rubles.

Important! During the opening of their case, it should be borne in mind that the state subsidy cannot be obtained on the production of tobacco products or alcoholic beverages.

Financing is carried out on an irrevocable basis and only if the businessman has starting capital. The entrepreneur can use the funds received for the opening and development of its activities - for example, the purchase of equipment, raw materials and materials, maintaining repair work or the acquisition of intangible assets.

Types of financial support for the development of small businesses can approve the executive body. After receiving state monetary assistance, the entrepreneur must provide a report on the use of funds. This means that every person who receives the state subsidy is responsible for its distribution and must consume the funds.

The balance of monetary assistance will have to return back, and in case of the detection of the fact of misuse of the allocated money, the entrepreneur will have to return the entire amount of the state.

How to get a subsidy for the development of small business

Any unemployed citizen of the Russian Federation in 2019 can be a recipient of a subsidy for the development of small businesses.

Financing is carried out in conjunction with the Center for Employment.

A person can be recognized as unemployed in the event that it is registered at the employment center at the place of registration.

A potential entrepreneur with a finished business plan should contact the Center for Employment.

The applicant's business plan must contain detailed information on the planned activities, the place of its implementation, the necessary equipment, materials, technologies, labor, suppliers.

A special place in the business plan is given to the cost of the project, taking into account their own and subsidized capital. It is also important to make calculations and analysis. To do this, it is necessary to calculate the expected revenue and profits, the profitability of the project, the payback period, and so on.

The competent business plan is the key to obtaining public financing.

After coordinating the business plan with the employment center, the unemployed citizen addresses the federal tax service with a statement on registration as an individual entrepreneur.

The registration period of the SP, established by regulatory documents, is 5 working days. After receiving a certificate of registration of IP and discharge from a single registry, a novice entrepreneur will again appeal to the Center for Employment of the Population with the approved business plan, a statement for the provision of subsidies, passports and documents confirming the status of an individual entrepreneur. This is how the contract is concluded for subsidizing activities between a businessman and the state.

In order to obtain a subsidy from the state to open entrepreneurial activities, it is necessary to compile a business plan competently and in detail.

After signing the documents, the employment center lists the cash to the personal account of the entrepreneur.

Do you need on this issue? And our lawyers will contact you in the near future.

Features of obtaining a subsidy for the development of small business

The main feature of obtaining public financing of small business is the lack of need to return, since funds are provided free of charge.

In exchange, the state receives a new small enterprise, new jobs for the population and another cell of the market economy.

By entering into an agreement on subsidizing entrepreneurial activity, the businessman should know that he imposes a number of obligations. The main thing of them is to provide reporting.

Within 3 months after receiving funds from the state, the entrepreneur must submit a report to the public employment center with confirming subsidies. As a confirmation, fiscal and commodity checks, accounts and paid payment orders, receipts and other documents may be presented.

The report must comply with the business plan item in which the target use of funds is indicated.

In the case of partial or complete unfortunate, the entrepreneur is obliged to return the state the amount of subsidies in full. Another feature of subsidies is recorded under the terms of the contract. According to the agreement, the activities of the business-financed should be launched at least a year.

Thus, the state eliminates the existence of one-day firms.

Types of subsidies

The type of subsidy can be established by each subject of the Russian Federation. Gos.Shobility is the following types:

• business support - 25,000 rubles;
• the opening of the business in 2018 with the possibility of increasing subsidies for a new workplace - 60,000 rubles;
• the opening of the business provided that the entrepreneur is the only parent of the child, is not employed or has a disability - 300,000 rubles.

The subsidy can be obtained not only to open a business, but also on its development. At the same time, you can have your own ideas for small businesses or open it on a franchise. The amount of money is issued to individual entrepreneurs and for small businesses.

Subsidies to individual entrepreneurs in Moscow

Entrepreneurs and small businesses registered in Moscow have not only more opportunities for business development, but also receive special privileges affordable only to capital businessmen. One of these advantages is a subsidy for business development. The size of this subsidy reaches 500,000 rubles.

To obtain funding, a novice entrepreneur must contact the GBU "Small Business Moscow" with the appropriate statement and package of documents. The condition for obtaining a subsidy is activities carried out at least six months and no more than 2 years.To confirm the success of the functioning of the business, the entrepreneur provides financial statements, contracts for lease of premises, cooperation and so on.

Application with package of documents is considering a special sectoral commission.

Among the priority areas of subsidies are an innovative sphere, agriculture, health care, education, social sphere, hotel business and tourism. After submitting funds, the entrepreneur is obliged to report to the targeted use of financing, as well as confirm the indicated financial indicators.

So the state controls not only the legality of the use of a subsidy, but also the influence of an enterprise on the economic environment of the country.

Dear readers!

We describe typical ways to solve legal issues, but each case is unique and requires individual legal aid.

For the operational solution of your problem, we recommend contacting qualified lawyers of our site.

Last changes

The purpose of receiving a subsidy by an entrepreneur in 2019 is the opening of a new enterprise or expanding the already operating.

The advantage of such a financing option is gratuitous, and the main drawback is a large number of conditions and a rigid selection procedure.

Government plans are launching a geomarketing navigator system.

For this, more than 200 business plans were developed for 75 areas of small business. With this system, entrepreneurs will be easier to choose the sphere or niche for the opening of small businesses.

If the project gets approval, then state support will be a good help for entrepreneurs.

There are few more types of assistance to novice entrepreneurs from the state:

1. Rental real estate on preferential terms.
2. Acquisition of state property to property at preferential prices.
3. The use of infrastructure specially created by the state for the development of entrepreneurial activities (technoparks, offices, business incubators, etc.).

Our experts track all changes in legislation to inform you with reliable information.

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State subsidy for the opening of small businesses

December 2, 2015, 15:40 Mar 3, 2019 13:51

According to static research, 70% of people wanting to start their own business are not moving further conversations.

And only 30% of the population intention is so serious that they are willing to devote all their time the development of certain activities.

Small business value for the country

The development of the state of the state largely depends on small entrepreneurship, since:

• It is an important sector of the economy. These subjects more easily transfer external changes. The overall economic downturn in Russia in the early 90s was compensated at the expense of such enterprises and their ability to quickly adapt in the conditions of new market relations. State institutions could not cope with competition, which was collapsed or privatization was collapsed.
• Small business is the main source of tax deductions. Small companies form budgets of different levels. They deduct taxes in the budget, create jobs, provide the population to earn money. By the way, this group of taxpayers is more reliable than representatives of large business.
• Small enterprises develop innovative technologies. Some organizations are interested in the development of new scientific and technical inventions. Such activities are welcome by the state, so entrepreneurs can count on subsidies and additional subsidies.
• They provide employment of people, which is positively reflected at the unemployment level. A small number of employees contributes to the collective cohesion, which is not always observed at large enterprises. From this, labor motivation increases and labor results are improved. No less important is the fact that socially unstable layers of the population may apply for employment, namely: youth, women, immigrants, etc. It is here that you can get the necessary experience, to climb the career ladder and self-realize.

The main problems of entrepreneurs

Absolutely natural reaction of a person who decided to engage in any new activity is fear. As a small child is afraid to take the first step and an adult scary uncharted. Fully get rid of fear, of course, it is impossible, but it is necessary to reduce its boundaries. For this it is necessary to communicate with a more successful entrepreneur, gaining experience.

Each person is counting on getting good income. The main problem of many novice businessmen is to search for a monetary niche.

It is much more correct to devote yourself to the area in which a person has certain knowledge, skills and skills, and to which he has an interest.

After determining the suitable niche, you need to think about how to start and what direction is the most correct. To fulfill everything without errors, of course, will not succeed, but careful analysis is half of the success.

After the start of the activity, various issues related to the choice of the best, determining the optimal cost, attract additional finances and their correct distribution are beginning to appear. Communication with a successful businessman can solve problems.

Each entrepreneur must learn "Pareto Principle": 20% of the actions lead to 80% of the result.

Consequently, only 20% are primary and important, and the remaining 80 cannot be called particularly significant. In general, all their powers should be sent only to the actions that lead to the result.

Another problem of novice businessmen is the lack of discipline. Before opening your work, you need to make sure that your own desire is, otherwise success is unlikely to be achieved.

What is supported?

Any developing project needs investments that can be asked by the state.

So, the Government of Moscow is ready to provide the opening business half a million rubles. This type of subsidy is a gratuitous provision of funds from the budget of the city to a legal entity or an individual entrepreneur, which is partially or fully reimbursed the cost of a businessman.

For this subsidy, small and medium-sized companies can apply for this subsidy, the registration of which was carried out no more than 2 years ago.

Monetary support can be spent:

• to acquire the necessary funds for business;
• on the arrangement and equipment of jobs;
• on the purchase of raw materials and the necessary materials (no more than 30% of the total);
• payment of rental payments.

Cash assistance from the state is provided in accordance with the following main condition: the main part of the funds received must be spent on the needs of the company.

Types of subsidies and grants

To obtain government subsidies, a novice entrepreneur must consistently follow these steps:

1. Because of the employment center.
2. Collect and provide the necessary package of documents confirming.
3. Submit an employment agent a business plan in which goals are described in detail that require state support.

This help one is provided once And only if the employment center did not cope with the selection of a suitable workplace for a person. The size of the subsidy is equal to the magnitude of the annual unemployment benefit.

A different way to obtain assistance is the submission of documents to local governments in accordance with the place of residence. The amount of support here is much more, though getting it harder - the competition is higher.

Federal subsidization is carried out by the Fund to facilitate small enterprises in the field of science and technology. The most favorable programs include:

• "Start". The right to submit an application for participation in any company that exists in the market for no more than 2 years and has not yet implemented its product (the size of the annual revenue should not exceed 0.3 million rubles). Research and design activities can be financed by a maximum of 6 million rubles. For 3 years.
  The program is provided for several directions: biotechnology, innovative medicine, IT, the development of innovative equipment and materials. After the entire amount of the subsidy is paid, the annual revenue should increase to the size of the assistance provided, and the staff with the main job at the enterprise should be at least half of the entire number of workers.
• "Development". This program is provided for companies that form their own niche, have their own history of scientific work and a certain level of means of means. The program allows you to get up to 15 million rubles, but no more than the size of personal funds invested in activities. Assistance is aimed at increasing revenue and profitability.

Among departmental programs can be allocated:

• Two programs for the agricultural industry aimed at supporting farmers and the development of animal husbandry. Such grants can be spent on the construction of animal farms, the acquisition of animals, the arrangement of life.
• The program seeking to support organizations engaged in the production of high-tech nature, as well as introducing science to various business processes. The allocation of funds should be applied to the Ministry of Education.
• The Ministry of Industry and Trade is responsible for the development of national fishery. Due to state assistance, you can purchase raw materials, organize logistics and significantly promote fishery. The financing cannot be calculated by enterprises that are not included in the list of people engaged in people's fishery, the support of which is carried out at the expense of federal funds.

Within the framework of regional programs, the company, nothing due to the state, can count on the following help:

• Subsidies for organizing their own business. Any legal entity or an individual entrepreneur who registered no more than 1 years ago may apply for support. Up to 500 thousand rubles allocated in Moscow, in the regions - up to 300 thousand elevated subsidy can be issued to enterprises engaged in innovative activities. You can spend money on the purchase of fixed assets, rental, providing jobs and purchase of raw materials.
• Subsidies to purchase fixed assets in leasing. Each particular region has its own rules for issuing this amount: either on the introduction of the initial contribution, or on the full repayment of lease debts, or on both purposes. The amount of assistance varies from 300 thousand to 10 million rubles. (The ultimate amount depends on the cost of fixed assets).
• Loan subsidies. Such assistance does not provide for the compensation of the body of the loan, its subject is part of interest for the use of credit money.
• Subsidies to participate in exhibitions - The region compensates for the company with funds spent on participation in a similar event.

Many nuances of various support forms are disassembled in the following video:

Where and how to seek help from the state?

Small business that needs financial assistance should take part in the competitive selection. He needed not to simply collect the package of statutory and registration documents, but also attentively fill out a special application, the information of which will be the basis for selection of the participants of the program.

Each significant criterion earns a specific score. Based on the results obtained, the choice of the most worthy candidate, which deserves the support of the state.

The main assessment criteria includes:

• number of jobs created;
• budget efficiency (tax and fees);
• social level of business;
• a number of other specific parameters.

A novice businessman must provide a carefully developed business plan with detailed information on the objectives of obtaining support, the main costs, payback period and profitability.

In addition, the entrepreneur may apply for help from local authorities of self-government, however, the competitive basis here is much more pronounced, as many want to get help, but the state cannot invest in everyone.

Recent innovations

If we proceed from the current trends, we can safely say that government programs aimed at supporting the business will become even more. This area of \u200b\u200bthe economy is considered the most priority, so the state is beneficial to expand and enlarge.

Several new decisions are aimed at the tax industry, labor relations, business insurance and work of credit institutions.

The economic situation in the country is such that the state is forced to keep minor entrepreneurs guaranteed demand for their goods and services. Thus, for example, a certain percentage of the procurement of state was established. Institutions of goods in small business entities.

In accordance with the presidential decree it is planned to form a state corporation for the development of small business. The basis of this organization should lie down the agency of credit guarantees. The main task of the Corporation is the formation of stable and long-term demand for the goods offered by representatives of this class of entrepreneurship.

In addition, the Ministry of Economic Development is entrusted to develop a strategy aimed at the development of the average business level. Validity of this program - 15 years. In August 2015, it was completed only the first stage. In case of successful implementation, by 2030 small and medium entrepreneurs will occupy about 45% of state GDP Instead of today 21%.

Help small business: organizational support system + 4 detailed options.

A small case that gives its owner financial independence - the dream of every unwilling person to work for uncle.

Unfortunately, not everyone boasts the presence of a decent amount on the account for the start of the conceived project.

Of course, there is always a way out. In this case, there are several of them - to suffer and earn capital, take a loan or borrowing from relatives / friends / acquaintances ,.

But there is also such an option as help small businesswhich happens a few species.

So, today we will talk about how our state is supported by the development of beginners and experienced entrepreneurs.

State Help Small Business: Organizational Entrepreneurs Support System

The main regulatory act to rely on the issues of our article is Federal Law No. 209 "On the Development of Small and Medium Entrepreneurship in the Russian Federation".

With its full text you can read by clicking on the link: http://www.consultant.ru/document/cons_doc_law_52144.

Also in each region has its own body, which is responsible for the implementation of the activities of the assistance of entrepreneurs.

Their list is posted on the official website of the Ministry of Economic Development of the Russian Federation in the section "Small Business": http://economy.gov.ru/minec/activity/sections/smallbusiness

Why is it important to support entrepreneurs?

So, in Russia only due to the small and medium business, more than 16 million citizens were provided (and this is a quarter of the entire occupied population).

In addition, 20% of GDP accounts for SMEs, although in the world this figure is approaching 35%, so we have to strive.

The role of SMEs in the economy of the whole country is very significant. Theses will tell about his importance:

• creating new jobs;
• formation of healthy competition in the market and adequate pricing for goods and services;
• revenues to budgets of all levels;
• filling into those niches where large business cannot fit (providing household services to the population, small wholesale, marketing).

But small and medium-sized business owners have to constantly face problems and difficulties:

• economic instability in the country;
• lack of financial resources for both discoveries and for the development of the case;
• a large tax burden and the complexity of compiling accountability;
• constant changes in legislation;
• lack of personnel (qualified specialists prefer to work on the "shark" of the business, ignoring entrepreneurs);
• complexity in obtaining loans (not every bank wants to contact the small enterprise).

Agree, not every experienced businessman will be able to confront the difficulties described above, which then talk about newcomers.

That is why the state should provide assistance to entrepreneurs.

In 2016, more than 11 billion rubles were allocated from the budget of the Russian Federation to support SMEs.

But, unfortunately, the amount of help to small businesses from the state tend to reduce.

So, in 2014, about 20 billion rubles were allocated in support of SMEs, and already in 2015 - 17 billion. In 2016, from the federal budget, it was planned to provide financial assistance in the amount of almost 15 billion, but on the fact it turned out 11 billion.

In 2017, this tendency to reduce financial assistance remains. The state is ready to provide only 7.5 billion rubles.

Therefore, those who are counting on, have to make a lot of effort that to get it.

The structure of expenses for the help of small businesses in 2017 looks like this:

Costs	Amount, billion
Education infrastructure for the development of SMEs	3,06
Measures to support monoprofyl municipalities	0,74
Creation and development of information and consulting support	0,72
Creating SME Support Infrastructure, carrying out its activities in the field of innovation and industrial production	0,69
Completion of capital construction objects	1,6
Promoting the development of youth entrepreneurship	0,23
Creating multifunctional centers for business	0,135

We dealt with numbers and facts, but what is the help of small business from the state?

So, there are such forms of support for SMEs:

• financial - provision of cash resources for the opening and development of small businesses (compensation, subsidies, grants, preferential loans);
• property - provision of public property entrepreneurs for the rights of use (land plots, production facilities);
• information and consulting - the formation of information systems, as well as free consultations about doing business (trainings, seminars, courses);
• infrastructure - the formation of comfortable conditions for doing business, as well as the creation of business incubators, multi-purpose funds, entrepreneurs' centers;
• organizational - Help in participating in exhibition events and fairs.

Help small business: who can count on?

The priority directions to which the state is ready to help is recognized:

• food and industrial production area;
• innovation;
• providing household, utilities;
• health care;
• tourism, in particular ecotourism;
• folk craft and creativity.

Help small and medium businesses: 4 types

In general, it is possible to distinguish 4 types of material assistance to small and medium businesses from the state. Consider each of them.

1. Money from the employment center (self-employment grant).

In order to combat unemployment and informal employment, the state is ready to provide one-time financial assistance to the opening of small businesses.

The amount of assistance in 2017 is 58.8 thousand rubles.

If your business can provide the work of one or more citizens, the grant of self-employment can be increased by 58.8 thousand rubles. for each accepted employee.

The action of this program applies exclusively to the opening of individual entrepreneurship and cannot be applied to:

• minors (up to 16 years) and pensioners;
• full-time students of learning;
• existing IP or founders of LLC;
• citizens with disabilities belonging to the non-working group;
• young mothers who are on maternity leave;
• those who work under an employment contract;
• those who abandoned the work offered at the employment center.

In addition to the documents that need to be applied to register into the employment center, you will need from the state of assistance to small businesses:

• statement;
• copy of the bank account;
• Project.

If you are unemployed, and you wish to get start-up capital to start your work, you will need to do such steps:

So, your application is approved, after that you will conclude an agreement that you received money for the opening of the case. The funds obtained should be spent only on the intended purpose and you need to move strictly according to plan.

In the employment center, the deadlines you need to come to provide reports on the tools spent.

In case of violation of the terms of the contract (inappropriate use, the termination of entrepreneurial activity was ahead of time) you will have the assistance received.

2. Grants for beginner entrepreneurs.

Such an option for helping small business from the state is suitable for those who have some amount of its discovery and development.

That is, funds are ready to compensate for part of the cost of opening a case in the amount of up to 500 thousand rubles.

The scheme for producing a grant such:

Drawing up a strategy.

This includes drawing up a detailed business plan, which will affect production, organizational, financial, marketing issues.

Study of state funds.

On the website of the Ministry you can find bodies and foundations that are willing to support.

Familiarize yourself with the referments and requirements for candidates for which organizations work.

Preparation of documents and drawing up an application.

To this stage, it is necessary to approach with full responsibility, because in the absence of even one document or with the incorrectly completed application, the Commission may reject your candidacy.

Sending an application and waiting for the Commission's decision.

The Commission is a specific scoring system on which the projects sent.

The one who gains the largest number of points, and will become a grant recipient.

It is possible to spend the funds received to buy equipment, equipment, raw materials, rental, but not for payments to employees. In any case, the use of money should be targeted.

To get such a grant for the opening of small and medium-sized businesses, unfortunately, not everyone can.

The state for the rational distribution of cash resources can identify various requirements for candidates:

• entrepreneurial age no more than 2 years;
• passing basic entrepreneurial courses;
• business should not be associated with game, banking, insurance activities, as well as the provision of intermediary services and resale products;
• lack of debts in front of the state;
• employment of a certain number of person.

• abbreviated from the same place of work;
• graduates of universities;
• mother single;
• military retired;
• disabled.

The ideas that the Commission will consider to issue grants:

• innovation;
• socially significant industries;
• agriculture;
• export-oriented production;
• education;
• tourism;
• advertising, marketing.

3. Credit on preferential terms.

Get a loan in a bank is a rather complicated and painstaking work that does not always end with success.

So why not try happiness and do not ask for a borrowing from the state, but on preferential terms?

The essence of the preferential loan is reduced to the following:

1. Warranty support for lending is carried out by the Federal Corporation for the Development of Small and Medium Entrepreneurship.
2. As of the present moment, the Year of grace rates for small business lending are 11%, for average - 10% (for comparison: to take a loan on ordinary conditions, it is possible for 24-25% per annum).
3. The maximum loan size is 1 billion rubles, and the term is 3 years.
4. Loans are issued to those entrepreneurs who have successful activities for about six months.
5. Credits are not issued to those who are on the verge of bankruptcy, who has outstanding debts and dubious credit history.

Credit on preferential conditions can be issued for such purposes:

• an increase in working capital;
• buying real estate and transport for business;
• participation in states.

4. Subsidation of small and medium businesses.

Helping small business from the state in the form of subsidies is carried out on the basis of the Decree of the Government of the Russian Federation №1605: http://www.consultant.ru/document/cons_doc_law_173683

For those who do not know: subsidies - this is obtaining a certain amount of funds for specific purposes.

As a rule, money is issued on a gratuitous and irretrievable basis. Unlike the grant whose amounts arrive with tranches, the subsidy comes by one amount immediately.

For helping small and medium businesses, such types of subsidies are issued in the following sizes:

Type of subsidies	Sum
Subsidies for compensation for interest on the loan	Compensation 3/4 key rates of the Central Bank of the Russian Federation at the date of concluding a loan agreement (up to 5 million rubles and no more than 70% of the actual costs)
Subsidies for reimbursement of part of the costs of financial lease agreements (leasing)	5 million rubles. (but no more than 30% of the value of the leased object)
Compensation of part of the costs associated with learning and (or) improvement of employee skills	75% of the cost of learning, but not more than 90 thousand rubles, for each trained employee
Reimbursement of the costs associated with the payment of the first contribution (advance) upon concluding an equipment lease agreement in order to create and (or) development and (or) the modernization of the production of goods (works, services)	100% paid contribution (advance) of the equipment lease agreement, but not more than 3 million rubles.

In different regions, the dimensions of the subsidies may differ, but the scheme of their issuance is approximately the same:

1. Check for compliance with the requirements:
   • the life of the enterprise is no more than 2 years;
   • lack of debt;
   • the candidate itself is able to cover the cost of implementing a project in the amount of 50% of the total amount.
2. Filing an application
3. Acceptance of applications
4. Competitive selection
5. Receiving subsidies, provision of reports on targeted use of small business.

New state program gives the opportunity to beginners

entrepreneurs open their business.

How to get this help describes in detail in the video:

Small Business Assistance Program

In 2017, such assistance programs for small business from the state will be valid:

• "Cooperation" - you can get up to 20 million rubles. on business development, namely: improving the quality of the manufactured goods or the service provided;
• "Development" - the maximum amount of assistance to small businesses can be 15 million rubles, which need to be spent on improving production and creating new jobs;
• "Start" - carried out in 3 stages: 1 million rubles, 2 million rubles. and 3 million rubles. This minor business assistance program is focused on creating new products and technologies.

This proposed list does not end, as there are many other programs, as well as funds that support entrepreneurs.

Help small business Not limited to the state. There are many foreign, venture, investment funds that are ready to cooperate with young and promising entrepreneurs.

You only need to knock on all the doors, and not wait for someone yourself wishes to sponsor your idea.

Of course, more likely to succeed with those who produce a socially significant product or made an innovative breakthrough. But again everything is in your hands, so do not be lazy and start acting.

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