How to transfer phone balance to a card. Transfer money from phone to Sberbank card

If you have received a large amount on your mobile account that you want to spend differently, find out how to transfer money from your phone to a card. It is not necessary to go to a bank branch to complete this operation. Today, there are many ways to transfer money through a phone balance to a bank account. Choose a transfer method convenient for you via a computer or smartphone.

Transfer money from phone to card

Many mobile operators provide their customers with a convenient service for transferring funds to a bank card. Having made simple manipulations, you can later cash out funds at any ATM. When transferring funds, you should familiarize yourself with important information: commission percentage, daily and cash limit, duration of the operation. Each cellular representative offers customers affordable ways to transfer money from a mobile phone.

Which operators provide the service

Most mobile operators provide the described service. To transfer money from phone to card, you need to use the services of the following mobile companies Beeline, Megafon, MTS, Tele2, Yota, Rostelecom, Baikalwestcom. These operators have many options for transferring money from an account to a bank card balance, so before making a transfer, you only need to find out the terms and conditions.

Which bank cards can I transfer money to?

You can transfer funds to the card of almost any bank, the payment system is much more important. You can find out the details on the official portal of your operator. If you use a Mastercard, Maestro or VISA card, you shouldn't have any problems. However, check the details with the operator in advance: for example, you cannot transfer money from an MTS phone to a Maestro card.

The easiest way to deal with the technology will be for clients of the largest financial institutions: Sberbank, VTB or Alfa-Bank. You can replenish the balance from your mobile phone account or transfer funds to family and friends at any time online. The operation will take a few minutes, and you can also return the finances instantly.

How to transfer money from phone to card

There are several simple methods for transferring money from a phone to a card. You can try this method: transfer funds to the account of relatives or friends, and in return receive cash from them. This method cannot always be used, so the operators themselves decided to provide customers with convenient options for how to deposit money from a phone to a bank account:

• on the Internet through a personal account;
• USSD request;
• SMS message;
• contacting an intermediary;
• by means of a return application to the point of sale of the service.

Transfer to card via SMS

An easy way that requires minimal time is a request for the transfer of funds via SMS. The disadvantage of this method is that only Megafon and Beeline provide such a service - only 2 companies. How to transfer money from mobile to card? Before sending a message to the desired number (Beeline 7878, Megafon 3116), check the correctness of the text. Megafon users must type in the message field "CARD number (16 digits) mm yy amount." Instead of "mm yy" enter the expiration date of the bank card. At Beeline, only the type, account number and amount of money are indicated in the SMS text.

On the website of the mobile operator

Log in to your personal account on the official website of the company. Select "Money Transfer" or "Money Transactions" from the menu. Then it remains only to specify the payment system and fill out a special form. When writing the amount, consider the commission. In most systems, you will immediately see the amount of money, taking into account the deduction of the commission (the actual amount that will go to the card). Check the correctness of the entered data, and then confirm the payment.

Through an intermediary

WebMoney is an international system with which you can receive and transfer money from almost anywhere in the world. Users of mobile communications Megafon, Tele2, MTS, Beeline, Baikalwestcom can take advantage of the transfer of funds through an intermediary in WebMoney. You replenish your WMR wallet and then withdraw money through an intermediary. There are no restrictions on the withdrawal of funds, and the commission is 8.6-19.6%. You can also make a withdrawal by transferring the amount to an intermediary through a SIM card, and in return receive cash at a special cash desk.

How to transfer from phone to Sberbank card

Clients of various mobile operators can easily transfer from a phone to a Sberbank card. So Megafon users need to attach the balance of Sberbank to the number. Next, you need to go to the operator’s website and in the “Money transactions” section, select the “Transfer to card” tab. Then enter the recipient's mobile number. To confirm the transfer of money from your phone to a Sberbank card, enter the code received in SMS. Before sending, you need to carefully check all the data.

Mobile banking service Sberbank

The largest bank in Russia has long studied the needs of customers in the remote transfer of funds. Owners of debit and credit cards can use the Sberbank Mobile Banking service. This SMS service allows you to make money transactions at a distance and receive notifications about the movement of money in your account. Mobile Bank offers 2 packages of services: Full and Economy. You can connect a service with which you can withdraw money from your phone to a Sberbank card at the office, through an ATM or by calling 8-800-555-5550.

Translation through 900

Sberbank is the largest bank in Russia, so subscribers of all operators can use the above service. Tele2, Beeline, MTS, Megafon and NSS clients must send an SMS request (number 900). Here is an instruction on how to transfer money from a phone to a card: enter the following message in the text line: "TRANSFER 9ХХ1234567 500". Instead of "9ХХ1234567" indicate the recipient's phone number, which is registered in the Mobile Bank, and instead of "500" after the space, indicate the amount without kopecks. The time of enrollment is from 2-3 minutes to 3 banking days.

How to withdraw money from MTS phone

There are three ways to withdraw funds from the balance of the MTS mobile operator: through the Qiwi, WebMoney payment systems and personal account. The simplest is the last option. After entering your personal account, select the "Payment management" section and "Withdraw funds to a bank card". In the form that opens, enter the number from which you want to transfer money, the amount (the amount with a commission of 4% will be indicated below), the method of the operation. After confirming the payment, the money will immediately arrive.

Beeline transfer from phone to bank card

Among the banking payment systems for sending funds, the following are distinguished: Maestro, Mastercard, Visa Card. For a reliable transfer of money, go through the Beeline website to the "Payment" section. In the payment method, select "Pay from phone account" and go to the "Money transfer" tab. Choose the appropriate payment instrument and carefully fill in the data, do not forget to confirm the operation. The mobile operator Beeline has set a limit on the number of transactions - you can send money up to 5 times in one banking day.

Megafon money transfers from phone to card

Megafon provides its customers with the opportunity to put money on a card from a mobile account. On the official portal, select the "Transfer to bank card" section. Get a password via SMS by entering a mobile number. Next, enter your account information and amount. It is convenient that the system itself will show you how much money will be transferred after paying the commission, which depends on the amount of funds:

• 5000-15000 rubles - 259 rubles + 5.95%;
• 4999 rubles - 95 rubles + 5.95%.

How to withdraw money from Yota

Contact the customer service or the point of sale with a completed return application to withdraw funds from the Iota personal account. Take with you an identity document or a notarized power of attorney. You will also need a special payment document if you have accumulated more than 10 thousand rubles. Refunds are made through a bank account, so you need to know all the details: balance type and number, owner's name in Latin characters, expiration date. The rest will be returned within a month.

How to cash out money from a Tele2 phone

You can carry out an operation to transfer funds from Tele2 to a bank account via SMS, a written application for a refund, or through the official website of the company. Go to the transfer section, specify the required parameters and click "Pay". Funds can be cashed out through the Russian branches of Unistream by taking an identity document and naming the control number of the transaction. You can cash out money without a commission through the Market Tele2 online service without connecting a card or with connecting via a USSD request or SMS.

Transfer fee from phone to card

In most cases, the amount of the commission depends on the amount of the payment, the mobile operator and the name of the bank. For example, Beeline introduced a commission for one transaction in the amount of 5.95%. In the case of the mobile communications company MTS, the amount decreases to 4%, while Megafon increases to 7.35% with a withdrawal of less than 5,000 rubles. At Tele2, a user cannot pay less than 40 rubles (5.75% of transfers).

Transfer limit

Each mobile operator or special online services sets its own daily and monetary limits. So in the Tele2 system, you cannot transfer an amount of less than 50 rubles, and transfer more than 15 thousand rubles per day. Beeline reduces the maximum transfer amount per day to 14 thousand rubles. You can transfer money from 10 to 8000 rubles through the Sberbank Mobile Banking service. The number of operations per day should not exceed ten times. Daily limits within the Mobile Bank depend on the currency:

• 3 thousand euros;
• 100 thousand rubles;
• 4 thousand dollars.

Video: how to send money from phone to card

Transferring money from phone to phone is easy. It is also easy to make a transfer from a phone balance account to a bank card.

Many people have such situations when a large amount of cash is on the balance sheet of the phone. These may be funds credited by mistake during replenishment, or a salary for some work or services received on the balance sheet account.

Different situations may arise, and if you need to transfer money from your phone, then you should choose a convenient method for yourself that will help you realize your plan.

Where can I transfer money from my phone?

There are several ways to withdraw cash from a mobile phone. When there is a lot of cash on his account, the question arises, where can I transfer it from the phone in order to quickly and easily withdraw the earned payment? Use one of the following methods:

• Withdrawing cash to a bank card
• To bank account
• Virtual card
• Getting cash through fast money transfer systems

How much money can be transferred via phone?

In MTS, you can cash out from 1.7 to 15 thousand rubles at a time, per day - no more than 40 thousand rubles. The same conditions apply to other Russian mobile operators. The same amount of cash can be transferred from a cell phone to a bank debit subaccount.

How much money can be transferred via phone to a virtual card? Owners of phones with a large balance can use this withdrawal method and replenish a virtual card for any amount. This card is issued and maintained free of charge.

Through fast money transfer systems, cash is withdrawn instantly. The transfer amount is the same for all operators - no more than 40 thousand rubles per month.

How to transfer money to the balance of another phone?

Each operator has its own ways for subscribers to transfer money to the balance of another phone.

• Megaphone. Activate the "Mobile transfer" service. With its help, you can quickly transfer funds within the network
• Beeline. The transfer begins with the sending of the application. Dial the number combination on the keyboard: *145*recipient's number*replenishment amount and press #. After that, send the transaction confirmation code and receive a notification about the completed financial process
• MTS. This operator offers 4 ways to transfer money: 1st method - dial the digital combination: *111*7#, 2nd method - *112*recipient number*amount#, 3rd method - on your personal page on the operator's resource, select the option "Mobile payment from the account of another phone", enter the number and amount, 4th method - send an SMS to 9060 with the text "recipient's number and amount"

How to transfer money from phone to modem?

It is impossible to transfer cash from the SIM card of a mobile device to a modem. Many people expect to pay for the modem using cash from a mobile phone, and ask how to transfer money from a phone to a modem? But such an operation is not performed by mobile operators, so use your cash from your phone to pay for the work of other technical means.

How to transfer money without a phone number?

Any monetary transactions with each operator must be confirmed by SMS notification. Therefore, without a phone number, transferring money will not work.

Important: If you lost your phone along with the SIM card, then you will have to replace the number of this card in your personal data, and then make payments.

Some mobile operators allow you to register two SIM cards per person. In this case, if one card is lost, there will be no problems with operations, since there is a second registered SIM card.

What should I do if I transferred money to someone else's phone number?

Most people do not know what to do if money was accidentally put on someone else's phone number. MTS, Beeline and Megafon have the option to return cash from someone else's phone number. So, what to do if you transferred money to someone else's phone number?

• Do not panic, you can return the cash on the official resource of the operator
• Leave an electronic application
• Expect cash transfer to VISA or MasterCard

Important: This option will be available if you use a prepaid account, that is, you pay for services in advance.

If you pay for the phone in the usual way, then you should consider other ways to return the cash:

• call owner this phone number and explain the situation. Ask him to return your money with a reverse payment. If a person understands you and turns out to be decent, then he will return the cash. But there may be a person who will ignore the request. In this case, you will have to resort to another method of return.
• Contact to the office operator and write an explanatory note explaining how the error occurred. Indicate in this application the text with a request for a cash refund. This must be done promptly. Money will be returned within a day
• If cash was put to a non-existent mobile number account, then call the technical support service and ask to cancel the operation.

Tip: Always keep receipts when paying for services. This will help you quickly return your cash if it was credited to a stranger.

What to do if asked to transfer money to the phone?

If you received a call and were told that money was mistakenly credited to your phone number, do not rush to immediately return it.

First, make sure that the enrollment really went through. This can be seen in the state of balance. If there really is extra money on the account, then you can return them. If not, then advise the caller to contact the operator.

Currently, there are many scammers who try to lure cash from other people in various ways.

What to do if they ask to transfer money to the phone, naming different reasons? If this happens all the time, then contact the police. You can ignore a single case, but you don’t need to transfer money.

Why can't money be transferred from phone to phone?

Each person had such situations when, when transferring money from phone to phone, the payment was not made for unknown reasons. The question immediately arises why money can not be transferred from phone to phone? This happens for several reasons:

• Transfer amount not entered, you must specify an amount of at least one ruble and no more than 300 rubles
• Less than 90 rubles remain on the phone account after the transfer
• You can transfer no more than 1500 rubles per day to other phones
• The cost of one replenishment is 7 rubles. This must be taken into account when calculating the untouchable balance of 90 rubles.
• The application was sent to the wrong number. It is necessary to dial such a combination of numbers by pressing the following keys: * 112 * phone number to be replenished * amount # call button

When transferring cash from phone to phone, we use small amounts, but it's still money. Therefore, it is worth taking the process seriously so that there are no errors when clicking on the buttons and there are no inaccuracies in the set of personal data.

Tip: Be sure to keep receipts if you make replenishment at the terminal complex.

Tip: If, nevertheless, the payment was erroneous, contact the operator's office and you will be refunded the cash.

Tip: Try not to make frequent transfers, but enter data for making regular payments. This will help to avoid errors and inaccuracies.

Each subscriber should know how to transfer money from the phone correctly. Tips and reviews will help you choose the easiest and most affordable way to translate. Use cash from your phone to pay or top up, only transfer according to the rules to avoid problems and hassles related to money.

Video: Transfer money from one MTS number to another

Mobile technologies allow users to transfer money to a Sberbank card via phone without visiting their personal account. This is very convenient when you urgently need to send money to your parents or provide financial support to friends. While remaining the market leader in the field of innovation, Sberbank has developed several technologies for executing money transactions.

Options for replenishing the card using the phone

You can instantly transfer money to a Sberbank card through your phone in various ways. The most popular of them:

• sending an SMS message to number 900;
• using USSD encoding;
• switching to Sberbank Online from a mobile application.

The function is not available to owners of credit cards, virtual and corporate cards. It will not be possible to transfer money by number on foreign currency accounts, however, funds in foreign currency can be withdrawn to ruble cards at the current rate of Sberbank. Also, difficulties will arise when trying to transfer cash through the phone to yourself to another card.

Activation of Mobile Banking on the phone of a bank client

In order for the holder of a Sberbank debit plastic to gain access to account management from a personal phone, he will need to activate the Mobile Bank service. To connect the option, you must perform one of the following three actions:

• contact the hotline operator and declare the desire to activate the service;
• use an ATM or Sberbank terminal to connect the option yourself;
• go to online banking from a computer or tablet, where you enable the function.

The bank offers the cardholder 2 tariffs to choose from: free from the “economy” category and full with the maximum range of services and prepayment. For holders of the maximum tariff, the financial institution has prepared special privileges - SMS-mailing about each transaction and account balance.

How to transfer money to a card via phone via SMS to number 900

For Sberbank clients with the connected SMS notification function, instant money transactions from one borrower to another are available. To transfer funds to the account holder, it is enough to send a message to the data processing system. This method is the easiest and most convenient option for paying for small private services, birthday greetings, financial assistance to friends and acquaintances.

You can transfer funds after sending a code message from your phone to the Sberbank system to the free number 900. In the text of sms, you need to type the words "transfer" or "transfer" in capital letters, for example:

TRANSFER (PEREVOD, PEREVESTI, TRANSFER) XXXXXXXXXX (recipient's phone number) 1000

The numbering of the recipient's phone number starts with the number "9". You do not need to enter the first digit of the number - "8" or "+7" - the command for the telephone number consists of 10 digits. The amount of the transfer is indicated through a space. In the example, this is 1000 rubles. If the operation was successful, the cardholder will receive a system confirmation code on their phone.

Recall that transferring money to a Sberbank card via a phone will only work if both parties - the sender and the recipient have activated the Mobile Bank service. When the recipient does not receive an SMS about the status of his account, the transfer will fail.

If the sender has several Sberbank cards, the system will independently determine from which plastic money can be transferred. Usually this is a salary card or a card marked as the main one in the user's personal account.

Bank restrictions on telephone transactions of plastic owners

If you carefully wrote a message, checked it several times, but received an SMS about cancellation in response, most likely you have exceeded one of the limits set by the system. There may be several reasons:

1. The transfer was made from a dollar card to a ruble card. In this case, Sberbank will execute the transaction after approving the conversion of funds at the current exchange rate.
2. You have sent a request for a transaction between dollar cards. It is impossible to transfer money in this way, so the bank canceled the user's request.
3. Funds are withdrawn from a credit, corporate or virtual card. Such transactions are prohibited, so the cardholder will receive a refusal message.
4. You transfer money to yourself. Recall that it is impossible to transfer cash between cards of the owner of one phone according to the system conditions.
5. The transfer amount exceeds 8 thousand rubles. This is the limit set by Sberbank for the operation of the sms service. Reduce the amount and you can transfer money up to 10 times during the day.

How to transfer money to another Sberbank card, knowing its number

Carrying out transactions by card number is similar to transfers with indication of phone data. To perform an operation, you must:

• go to the “Messages” submenu to send SMS to the number 900 of the automatic bank service;
• type the word TRANSLATION or its variations in Latin transcription;
• indicate in a row all the digits of the recipient's card number through a space, separate it with a space from the payment amount, send sms from the phone;
• receive confirmation from the mobile transfer system and send it with a new message to the same number 900. The bank will be able to transfer money only after a return sms from the user's phone.

What does the confirmation message look like?

After sending a free SMS to number 900 from the phone of any Russian operator, the sender receives a response with the following content:

• transfer amount specified by the owner of the plastic card;
• 4 last digits and the type of the user's card from which cash will be debited;
• the first letter of the last name, first name and patronymic of the recipient of the tranche;
• a 5-character digital transaction code that confirms the transaction.

If you find an error while checking the information, do not send the code in any case! Without receiving confirmation, Sberbank will cancel the application. When the information is correct, send the code to 900 and start the process of debiting money from your personal card.

How to transfer money through the Sberbank smartphone app

Owners of modern smartphones can download the application for mobile devices for free on the official resource of the bank. The program allows you to perform financial transactions similar to the Internet version. To quickly transfer money to a Sberbank card via a phone, the smartphone owner needs to:

• download the application from the bank's website and install it on a mobile device;
• enter the program from the phone using a personal login and password, enter the access code to the system;
• go to the “Payments and transfers” tab, select the recipient as a “Sberbank client”, a convenient option for transferring by phone number or card;
• fill in the card number or dial the phone, receive and confirm the operation code.

4. 5.

Do you have a certain amount of funds accumulated on your phone and need to withdraw it? Why and how doesn't matter. The main thing is, is it possible to withdraw it and how to do it? And how much will this pleasure cost?

It will not be possible to cash out money from the phone for free. All carriers charge money for this. The difference is only in the amount of commissions. And looking ahead, I’ll say that it can differ several times!

It all depends on 3 parameters:

• operator;
• withdrawn amount;
• cashout method.

If you are looking for an answer to a question,

how you can withdraw money from your phone to a card (for example, Sberbank) without commission

I will disappoint you. You will not find such a way. I searched - the result is negative.

The percentages declared on the sites for the output on the main pages do not accurately reflect the real picture. Usually indicated from ....%, that is, the minimum percentage. In fact, it can be increased by 50-100% exactly.

I also had this need. Several tens of thousands of rubles hung on the Internet. And they had to be translated somewhere. Therefore, I had to conduct a comparative review of the possibilities for withdrawing money from the phone from the main mobile operators:

• Tele 2;
• Beeline;
• Megaphone.

On the Internet, you can find services that provide such services. But it is still safer to use the services directly from official representatives.

I decided for myself that if the sizes of commissions differ greatly, then I will get an additional new number from the required communication provider and will make withdrawals at the lowest cost.

So, let's go - how you can withdraw money from your phone with minimal losses.

The desired minimum 5% commission from Beeline is achieved only when transferring from 5561 rubles.

It is generally not profitable to withdraw small amounts. The percentage for withdrawal is simply extortionate.

If we translate the above commissions into percentages, we get the following picture:

• up to 250 rubles - from 20%;
• from 250 to 730 rubles - 14 - 28%;
• 730 - 1,430 rubles - 6.6 - 13%;
• 1,430 - 1,880 rubles - 6.4 - 8.3%;
• 1 880 — 3 800 — 6 — 12%;
• 3 800 — 5660 — 6,1 — 9%.

It turns out that in order to withdraw the minimum amount of 50 rubles from Beeline, you will additionally have to pay the same amount in the form of a commission. Which in this case will be as much as 100%.

It will be cheaper to withdraw money to a bank account (not to a card) - 2.99%. Account details can be found either in the contract or in the bank. Also, if you use the bank's personal account, the necessary information, to which account your card is attached, is always available.

The downside of a bank transfer will be the payment processing time of up to 3 business days. When withdrawing to a card, funds are received within 2-3 hours (up to a day), but usually much earlier.

Cash withdrawal from an ATM

The site has instructions on how to do this. And a list of ATMs in your city where you can withdraw money.

There are no tricks here and there is a single rate - 5.95% of the withdrawn amount. The main thing is that the ATM is one of Beeline's partner banks.

You can withdraw no more than 5,000 rubles at a time and a maximum of 40,000 per month.

Money transfers

Output available for:

• Unistream;
• contact;
• Post of Russia;
• Gold Crown.

Unistream and Contact charge 5.95% + 10 rubles each, regardless of the transfer amount. Enrollment is almost instantaneous.

It will be cheaper to withdraw via Russian mail, only 2.6% + 50 rubles (if you are ready to wait a week).

The withdrawal through the Golden Crown looks preferable. Absolutely no withdrawal fees. But the maximum transfer amount is only 1,000 rubles.

Money can be received at Beeline offices and partner stores. A list can be found on the site.

Conclusions and the preferred method of cashing out from Beeline

Small amounts (up to 1,000 rubles) are more profitable to withdraw through the Golden Crown. But here you will definitely need to visit the office (and spend time).

The transfer to a bank card turned out to be the most unprofitable. If you do not withdraw the maximum amount (5660 rubles or more with a 5% commission), the transfer fee will cost an average of 8-10% or more. But there is a definite plus here. Money arrives almost immediately on the card and you do not need to go anywhere. For small withdrawn amounts (up to 500 - 1,000 rubles), you can probably turn a blind eye to a commission of 50-100 rubles.

If time suffers: alternative - withdrawal to a bank account directly - only 3%. Funds will appear in your account within 3 days.

When using money transfers and ATM withdrawals, we have approximately the same costs - 5.95%. The choice in favor of one or another withdrawal method must be made based on the amount (maximum of 4,000 at an ATM) and the time spent (either walk to an ATM and withdraw money, or find a transfer point, wasting time standing in line and issuing a transfer) .

I don’t even want to talk about the Russian Post. A week to transfer + the likelihood of hanging in line for an indefinite time is somehow not very impressive. Although there may be extremals for a low 2.6% commission, they are ready to stand in line for an hour ......

How to withdraw money from MTS number

MTS has 3 options for cashing out money:

• transfer to the card;
• Money transfers;
• to a bank account.

Go to the "Manage payments" tab, then select "Money transfers" or "Easy payment". Or follow the link https://pay.mts.ru/.

To a bank card

Transfer limits from 50 to 15,000 thousand per operation. But no more than 5 payments per day.

Commission 4.3%, but not less than 60 rubles.

Processing time up to 2 hours. But usually the money is credited immediately.

Due to the notorious 60 rubles, when withdrawing change, the interest rate will be several times higher than the declared 4.3%.

For example,

• for 300 rubles - 20%,
• 500 rubles - 12%;
• 1000 rubles - 6%.

The desired 4.3% commission from MTS is achieved when transferring to a card from 1400 rubles (60 rubles).

Money transfers

Payment systems similar to Beeline + Russian Post.

• Russian Post - 4.2% + 55 rubles for the transfer (term 4-8 days, from 100 to 14,000 rubles);
• Contact and Unistream - fixed 4.3%, regardless of the amount (instantly, from 1,000 to 15,000 per transaction).

Easy payment

Another way to withdraw money to a card from the MTS operator is “Easy payment” - “Repayment of loans”.

Select the required bank from the list provided. A transfer is available by card number (fast, but more expensive), or directly to a bank account (longer, but cheaper).

Withdrawal to the card will cost the standard 4.3% (or 60 rubles).

When withdrawing to an account, the transfer fee will depend on the selected bank (in most banks 2.3% + 10 rubles for making a payment).

The exception is Sberbank - 2.6%.

A profitable way to cash out at MTS

If there is time, then the best option is to withdraw to a bank account (within 1-3 days), with a minimum commission of only 2.3%.

If you don’t mind losing the extra 2% for cashing out, we choose a transfer to a bank card (almost instantly) for 4.3%. But do not forget about the minimum wage of 60 rubles.

It is a pity to lose extra funds - our option is money transfers for a fixed percentage - 4.3, regardless of the amount. First, of course, you need to find out where the pick-up points are and whether it will be convenient for you personally to visit the branch (loss of time on the road and processing the receipt of payment).

How to withdraw money from a Megafon phone in cash

Money from the balance of the phone can be cashed in only two ways:

1. to map.
2. to a bank account.

The service is located "Options and services" - "Payments and transfers" or at the link https://money.megafon.ru/

• from 50 to 13,730 rubles per transaction when withdrawing to a bank card;
• from 1 to 15,000 rubles (per operation), up to 40,000 per day and month to a bank account.

Transfer rates are outrageous.

to map:

• 7.35%+ 95 rubles for withdrawal up to 5,000 rubles;
• 7.35% + 295 rubles - from 5000 rubles.

To a bank account - a single rate of 8% + 40 rubles, regardless of the amount of payment.

Consider, for example, how much you have to pay when withdrawing different amounts to a card from Megafon:

• 500 rubles - 36.75 (7.35%) + 95 rubles. = 131.75 rubles. or 26%
• 1,000 rubles - 73.5 + 95 rubles. = 168.5 p. or 16.85%
• 3,000 - 220 + 95 = 315 r or 10.5%
• 5,000 - 367.5 + 295 = 662.5 rubles or 13%.

Transfers from Megaphone

Similar to the above operators, withdrawal methods are available.

Couldn't find rates on the site. Either they don’t exist, or they are hidden very deeply so that no one finds out a terrible military secret.)))

The amount of commissions is formed only when you specify the transfer amount.

For example, I’ll show you what the commission turned out to be when withdrawing 500 and 1000 rubles to the Russian Post - 19.3 and 8.65%. Very expensive.

Megaphone card

Megafon has its own payment bank card. Its main feature is a single balance account on the phone and funds on the card. When you top up your card, you top up your phone. Writing off works in a similar way. The card can be used to pay for purchases all over the world.

The only negative is the paid cash withdrawal. 2.5% of the amount (but not less than 100 rubles). You can transfer money by pulling money to cards of other banks (MoneySend). For example, VTB or Alfa-Bank. The rate is 1.99%.

An option for those who periodically need to cash out money from a Megafon phone.

For Megafon subscribers, the card is issued free of charge (if you have a tariff with a monthly fee). Or just for 99 rubles. Self-service plastic make up zero rubles a year!!!

How profitable to get money

The Megafon operator does not really welcome (or rather does not welcome at all) the withdrawal of money from the balance of the phone. How else to explain the simply huge commissions for cashing out funds.

When transferring even 2-3 thousand, you will have to pay more than 10-15% of the fees. For the withdrawal of 500 - 1,000 rubles, we give almost 20%.

The only right option is to get a Megafon card (for free) and, if necessary, cash out (for 2.5%) or transfer to other cards (for 1.99%).

Ways to cash out money from Tele2

All financial transactions with a phone number are carried out on the website https://market.tele2.ru/.

What I like about TELE2 is the availability of information and transfer rates. Everything is clear and easily accessible. How much, for how much and how.

Performing transactions on the operator's website

To a bank account or money transfer - 5.75%.

For withdrawal to the card, they take from 50 to 400 rubles. The commission grid resembles Beeline.

Converting to percentages, we get the following numbers:

• from 1 to 250 rubles - from 20%;
• 251 - 730 rubles. - 27 - 9.6%;
• 731 - 1,410 rubles. - 12 - 6.3%;
• 1 411 - 1 880 rubles. - 8.5 - 6.3%;
• 1 881 - 3 800 rubles. - 10.6 - 5.2%
• 3 801 - 5 700 rubles. - 7.9 - 5.2%;
• 5 701 - 14 600 rubles. - 7 - 2.7%

I was amused by the amount of commissions charged from Tele2 on borderline amounts. For example, when withdrawing 730 rubles, they take 70 rubles or 9.6%. If you cash out 731 rubles from your phone, then Tele2 takes 90 rubles or 12.3%.

Consider this. It may be more profitable to split the amount into several payments.

Phone transfer

It is much easier (and cheaper) to withdraw directly from your phone.

To do this, simply dial *135#. Then select the required service.

The commission for withdrawal from the Tele 2 number is the same - 5% of the transfer amount.

Terms of enrollment up to 3 working days.

Restrictions and limits on transfers:

• from 10 to 14,200 rubles per operation;
• no more than 150,000 rubles per day;
• 500 thousand per month.

What do we choose from Tele2?

Withdrawal to the bank using SMS commands with a 5% commission is the best option. But ... if you do not withdraw large amounts.

What should be the amount of the transfer in order to reduce the commission?

In the table of tariffs for transfers through the site, the minimum fee of 2.7% is achieved with a one-time withdrawal of 14,600 rubles.

With the amount of cashing out equal to 8 thousand, we just get a 5% commission.

• choose a withdrawal via USSD command for 5% when withdrawing an amount up to 8,000 rubles;
• through the operator's website when cashing out from 8,000 to 14,600 rubles. Then the fee will be from 2.5 to 5%

Finally

Withdrawing money from a phone number of the main mobile operators (MTS, Beeline, Megafon or Tele2) is not a cheap pleasure.

You will have to pay 5, 10 and even 20% or more, just for the transfer of your own funds!

For some, it may seem like a small amount, the transfer fee is 6-7%. Some can even put up with paying 10%. If the amount to be withdrawn is small. With 1,000 rubles - you will lose 90-100 rubles. It doesn't seem like much money.

For me, the option of losing 10% at a time does not look very attractive.

The rate on a deposit in Sberbank is 5-6% per annum. Imagine people investing money for a whole year to earn 5-6%. And to get 20% you need to keep money on deposit for 3-4 years.

A more expedient option is to spend the "surplus" money on purchases or paying utility bills and taxes. All carriers have this capability. Of course, in some cases, commissions are charged (in the region of 2-3%). But there are also "no commission" services. Additionally, some online stores allow you to pay for goods from your mobile phone account, without additional fees.

If you still need “live” money, the best option for withdrawing funds from your phone is a transfer to a bank account using the bank details. On average 2.3-3% of the transfer amount.

If “extra” money periodically appears on the phone (for example, from the Internet:, review sites and others), then it would probably be more expedient to buy an additional SIM card from the operator, with the lowest withdrawal fees.

I made my choice. Received the plastic green one. And I can easily spend money in stores.

If you need to withdraw cash, Megafon has the lowest commission of 2% among the big four operators.

A little financial hack

There are money transfer services that pay bonuses for making transactions, including for replenishing the balance of the phone. The reward is usually from 50 to 100 rubles. Charged to mobile phone account.

I transfer money to Megafon (respectively replenishing the card) on the Pay-up service. Details can be found in this.

For 500 rubles, minus the service commission of 10 rubles, the net profit is 40 rubles or 8%.

There is only one drawback - the bonus is credited only on the first payment per day.

Big balance on your phone and low commissions for withdrawal, everyone!

Cell phone users have long been accustomed to the fact that replenishment of their mobile account can be easily done using a bank card. However, the reverse operation is also possible - transferring money from a phone to a Sberbank card.

This requires only one condition. The card must be in the Visa or MasterCard payment system and have a 16-digit number. The transaction is not possible for the Maestro system, as well as for all types of cards that have more than 16 digits in the number.

Money can be withdrawn from the largest operators: MTS, Megafon, Tele2, Beeline. Each cellular company has its own conditions for withdrawing money, commissions and limits. Therefore, the client of a mobile operator, before transferring money from a mobile phone to a card account, needs to calculate how profitable it is.

Transfer from Megafon

Is it possible to transfer money from a phone to a Sberbank card from a Megafon account? Yes, in two ways.

Ways

More than seventy million MegaFon subscribers have the opportunity to withdraw money to a Sberbank card account via the Internet and using a smartphone, by sending an SMS message.

First method: via the Internet

How to make a transfer using the Internet? On the official website of the operator, you should find the item "Money transfers" in the menu. Then activate the “To a bank card” item, after which the page will load (the process can be simplified by immediately clicking on the link to https://money.megafon.ru/pay-transfer-card#tab=site, after which the page you are looking for will open).

On it, in the appropriate fields, you should enter the transfer amount, card and mobile phone numbers. The entry must be entered in the format indicated on the site.

After that, you need to confirm that you are not a robot, for which you should check the appropriate box. The transaction process continues by pressing the green "Transfer" button. To identify the identity of the client, the company will send an SMS to his phone number with a code that must be inserted into the window that appears. Pressing the "Transfer" button again completes the transaction process.

It should be remembered that by making a transfer, the client of Megafon automatically accepts all the conditions and agrees to the processing of personal data.

Second method: via phone

How to transfer money from a phone to a Sberbank card through a phone? To do this, you need to send an SMS to 3116, in which you indicate the card number, its validity period and the amount to be transferred. At the beginning of the line, type the words card in the letters of the Latin alphabet.

The general form of the message should look like this: card 1234567890123456 22 33 6000, where:

• 1234567890123456 - bank card number;
• 22 and 33 - the month and year of expiration of the card;
• 6000 - the amount of money withdrawn.

Funds from the client's account for sending SMS are not debited.

Transfer terms

When making a transfer from phone to card, you need to know:

• funds are credited to the account from several minutes to 5 days;
• minimum transaction - 1 rub.;
• the maximum possible withdrawal is 15.0 thousand rubles;
• transfer fee is:

1. when transferring up to 4,999 thousand rubles. - 7.35% + 95 rubles. ;
2. with an amount of more than 5.0 thousand rubles. - 7.35% + 259 rubles. .

Restrictions

For transfers, there is only one restriction - the transaction should not be more than 15.0 thousand rubles.

Translation from Beeline

How to transfer money from a phone to a Sberbank card through a Beeline phone? Here you can also use the Internet or make a withdrawal via mobile phone.

Ways

Internet translation

On the official service of the company https://www.moskva.beeline.ru, you should follow the chain:

1. payment and finance;
2. Money transfers;
3. transfer to a bank card from a mobile phone;
4. transfer from the site.

Attention: it is easier to do this if you use the direct page address: https://moskva.beeline.ru/customers/how-to-pay/oplatit-so-scheta/#/init-payment/19048 .

On the page that opens, fill in the fields with the number of the card to which the transfer is made (16 digits), the cell number and the size of the transfer. The transaction is carried out only in the national currency and as an integer, without commas, which means that it is impossible to transfer kopecks.

To avoid fraudulent actions, Beeline will send an SMS code to the specified number, which must be sent to the short number 8464.

Mobile phone transfer

Beeline allows the transfer of funds from their accounts to a Sberbank card using a phone number. To do this, you need to send an SMS message with the approximate text card 1023456789012123 2680 to the number 7878, where the word card means the withdrawal of funds to a bank card, the 16-digit number 1023456789012123 is the number of the card to which the money is withdrawn, and 2680 is their transfer amount.

Commissions for sending SMS are not debited from the phone balance.

Restrictions

Beeline, when transferring from a mobile account to a Sberbank card, imposes some restrictions:

• the minimum amount of transferred funds is 50 rubles;
• maximum transaction - 14.0 thousand rubles;
• the minimum allowable balance on the operator's balance is 50 rubles;
• money transfer time - up to 5 working days;
• commission - 50 rubles. for transfers up to 1.0 thousand rubles, 5.95% + 10 rubles. for withdrawing money from 1,001 to 14,000 rubles.

Transfer from Tele2

The Tele2 company has advanced further than all mobile operators in providing financial services to its customers. From its website https://market.tele2.ru/ you can pay for goods and services, transfer money to Sberbank plastic, replenish accounts of mobile gadgets of other networks.

Ways

Through the Internet

How to transfer money from a mobile phone to a Sberbank card from the Tele2 website? You can do this in the "Transfers and payments" section. Among the services offered, select "Transfer money from a phone account" and activate the "To a bank card" function.

In the three fields that open, we write down the sender's phone number, the number of the card to which the money is withdrawn, and the amount of the transfer. We confirm our agreement with the open offer, which specifies the transfer rules and the amount of the commission. To do this, check the green box.

The process is completed by pressing the "Transfer" button. After receiving an SMS with a code, enter it in the field that opens and click "Pay" again.

Via SMS

To do this, you need to send a message to number 159 with the text: card 1234234534561234 1000 , where

• card - a command for transferring money to a card account;
• 1234234534561234 - plastic number;
• 1000 - transaction in rubles.

SMS is sent without commission.

Via USSD request

Transfer money from a phone number to a card using a USSD request. In this case, dial sequentially on the phone *159*1*1234234534561234*1000# and a call button. The meaning of the numbers here is the same as in the description of the transfer via SMS.

Conditions and restrictions

According to the Tele2 regulations, you can transfer money from your phone to a card using its number 10 times a day, for a total amount of up to 15.0 thousand rubles, and the minimum transfer amount is 10 rubles.

The transaction is paid - 5.75% of the transfer amount. Payment takes place within 3 days.

It is written in more detail about transfers from Tele2 to a Sberbank card.

Transfer from MTS

How to transfer money from a mobile phone account to a Sberbank card from MTS? The close cooperation of the mobile operator MTS with Sberbank makes the withdrawal of money from the balance of the phone to the card account the most profitable.

Translation methods

MTS offers only one option for transferring money from a mobile phone balance to a Sberbank card - from the company's website using an online transfer. You can do this from the Easy Payment page (https://pay.mts.ru/webportal/). After going through the chain "Money transfers", "Transfer from phone account to card", "To the card of the bank of the Russian Federation", a page with fields for processing the transaction will open.

Here you need to fill in the fields that appear.

The program is configured loyally to the visitor and tells him the procedure. The payment is confirmed by entering a password in a special window, which the company will send to the phone as a message.

Restrictions

Up to 15.0 thousand rubles can be transferred per day. one or 5 payments. The minimum transaction is 50 rubles. The company takes a commission of 4.3% of the transfer, but not less than 60 rubles.

General conditions for crediting money for all operators

All operators have both individual and general conditions for withdrawing money. The uniform requirements are as follows:

• the card must be connected to the Mobile Bank application;
• transfers are not made to corporate, credit and virtual cards, as well as pensioner and student cards;
• transactions are carried out only in the national currency - rubles;
• terms of enrollment from a few minutes to 3-5 days.

Reasons for not being able to transfer

A transaction may be canceled for the following reasons:

• an error was made when dialing the card number;
• there is no required amount on the balance of the phone - this situation often occurs due to the long processing of the payment, during which the owner of the phone uses part of the funds to pay for mobile communications;
• card account is blocked.

How to transfer money to a Sberbank card through 900

The Bank works with all companies providing mobile communications. From a card to a Sberbank card using a mobile phone, a transfer can be made in two ways:

Attention! It's about transferring from card to card. It is impossible to transfer money from a mobile phone account through number 900.

1. by card number;
2. by phone number.

By phone number

According to the recipient's mobile phone number, the transaction is carried out using the "Mobile Bank". To do this, an SMS message is sent to number 900 with the text: TRANSLATE 9037423965 2300, where:

• TRANSFER - a command to carry out a transaction (the same commands are used PEREVESTI, TRANSFER, PEREVOD). Typed in capital letters;
• 9037423965 - 10-digit recipient's phone number linked to his card account;
• 2300 - transaction size in rubles.

After receiving the confirmation code, we send it to the same number - 900.

By card number

How to send money if the recipient's card number is known? The process completely duplicates the previous method. Only the card number is put instead of the phone number. The message looks like this: TRANSLATE 4693957552251063 2300.

Transfer to a card using a USSD request

How to transfer money from a phone account to a card using a USSD request? This handy and efficient command looks like this: *900*12*phone number*amount#. There is no commission fee for it. Messages are paid only when using roaming.

Conditions and restrictions

The maximum transfer amount from a card to a Sberbank card is 8.0 thousand rubles. The number of SMS with the command TRANSFER - no more than 10 per day. In the message, the “+” sign is not put in front of the phone number.

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